Summary
This product is likely suitable for consumers intending to use the product as a minor allocation of their overall investment portfolio, or those with a medium-risk profile seeking regular income and a low potential for loss of capital over the medium term.
This product is unlikely to be suitable for consumers intending to use as a standalone or major allocation of their overall investment portfolio, or those with a high-risk profile and a long-term investment timeframe seeking higher capital growth.
Details
Consumer's investment objective
Capital Growth
Not in target market
Capital Preservation
In target market
Capital Guaranteed
Not in target market
Income Distribution
In target market
Consumer's intended product use
Solution/Standalone - a large allocation (75-100% of portfolio)
Not in target market
Major Allocation - (50-75% of portfolio)
Not in target market
Core Component - a medium allocation (25-50% of portfolio)
Potentially in target market
Minor Allocation - (10-25% of portfolio)
In target market
Satellite - a small allocation (<10% of portfolio)
Not in target market
Consumer's investment timeframe
Short (<= 2 years)
Potentially in target market
Medium (>2 years)
In target market
Long (>8 years)
Not in target market
Equal to 5 years but less than 7 years
Potentially in target market
Consumer's Risk (ability to bear loss) and Return Profile
Low - can tolerate up to 1 period of underperformance over 20 years
Not in target market
Medium - can tolerate up to 4 periods of underperformance over 20 years
In target market
High - can tolerate up to 6 periods of underperformance over 20 years
Not in target market
Very High - can tolerate over 6 periods of underperformance over 20 years
Not in target market
Extremely High - the investor seeks extremely high risk, speculative or complex products
Not in target market
Consumer's need to withdraw money
Quarterly
In target market
Greater than a year
In target market
At issuer's discretion
Not in target market
Within five years
In target market
Within ten years
In target market
More than 10 years
In target market